CK Flows

Fintech — Risk Review Checklist

Multi-object Screen Flow with role-aware steps and resume tokens to orchestrate risk review sign-offs. Fewer handoff defects and faster time-to-first-value.

FintechScreen Flow, Subflow2025-09-241 min read
−44%
Handoff defects
−23%
Time-to-first-value (TTFV)
−31%
Reopen rate

TL;DR

  • Unified, guided checklist across Legal, Compliance, and RevOps eliminates email ping-pong.
  • Role-aware visibility and required sign-offs create a clean audit trail.
  • Resume tokens + overdue nudges keep work moving across teams.

Context

Regulated fintech requiring coordinated sign-offs across multiple functions for onboarding and periodic reviews.

Problem

Fragmented spreadsheets and email threads caused missed steps, rework, and weak auditability during regulator reviews.

Intervention

Orchestration — Multi-object Screen Flow spans Account, Case/Opportunity, and a custom Risk_Assessment__c object with step gating.

Sign-offs — Each step creates a related approval record with owner, due date, and SLA; admin-approved bypasses require a reason.

Resume tokens — Paused Flow stores progress; signed resume URLs (auth-gated) let users pick up where they left off.

Nudges & escalations — Scheduled paths drive reminders before/after due dates; overdue escalates to a supervisor queue.

Reporting — Heatmap dashboard by owner × step; weekly digest highlights bottlenecks and aging reviews.

Outcomes

WindowQuarter before vs quarter after go-live
IndustryFintech
CloudsSales Cloud
Flow TypesScreen Flow, Subflow
−44%
Handoff defects
−23%
Time-to-first-value (TTFV)
−31%
Reopen rate

Handoff defects = returns/missing critical fields per 100 assessments. TTFV measured from kickoff to all mandatory sign-offs completed.

Timeline

2 sprints + 1 enablement week.

Stack

Sales Cloud, Screen Flow, Subflows, Scheduled Paths, Custom Risk Assessment object.

Artifacts

  • Checklist wizard screenshots (redacted)
  • Sign-off data model (ERD)
  • Overdue escalation pathway diagram
  • Dashboard slice (owner × step aging)

FAQ

What happens when a step needs an exception?

Approvers can record an exception with a required reason; the Flow logs who/when/why for audit and coaching.

Is this regulator-ready?

Yes—the sign-off records, timestamps, and exception reasons form an exportable audit trail; dashboards show on-time completion trends.

How do we migrate existing accounts into the checklist?

A backfill utility creates assessment and step records from current status and assigns owners; unmatched items go to an exception queue.